Build real credit with everyday spending.

The Super.com Card reports your spending to all three bureaus. No credit check, no interest, no debt.

Get started See how it works
A woman using the Super.com Card to build credit from her couch
Your credit score
724 this month
No credit check
0% APR, ever
No late fees
Reports to Experian, TransUnion, Equifax

Three steps to a stronger credit history.

You spend the way you already do. The Super.com Card turns that activity into credit history that lenders can see.

Link your money

Connect your bank or debit card. Your available balance sets your limit, so you can only spend what you have.

Spend like normal

Tap for groceries, gas, and bills. There is no balance to carry and no interest to pay back.

Watch credit build

Your on-time activity reports to all three bureaus every month, building a positive history over time.

A card that works like debit, builds like credit.

Everything in one membership: the card, the rewards, the credit tools, and the protection.

The Super.com Card

A secured Mastercard with none of the usual traps. Spend your own money, and every purchase helps your credit history grow.

1% to 10%

Cash back on every swipe

Earn on everyday purchases, and up to 10% back on hotels booked through Super.com. Cash back never expires.

Up to 24 months

Add past rent to your credit

Turn on rent reporting and add up to two years of on-time rent payments, at no extra cost.

Track your score

Monitor your VantageScore inside the app whenever you want.

Protected by design

  • FDIC-insured deposit
  • $0 fraud liability
  • Lock your card anytime

Cash when you need it

Get a cash advance of up to $200 with no interest and no hidden fees.

The fine print is short on purpose.

A traditional secured card asks for a big deposit and a hard credit pull. This one asks for neither.

NoCredit check
NoInterest
NoLate fees
NoAnnual fee
NoMinimum balance
The Super.com app showing a credit score of 724, up 144 points this month, with a rising trend line

See your progress, not just your spending.

  • Real-time score trackingCheck your VantageScore in the Super.com app any time, with no surprises.
  • Predictable reportingActivity reports between the 10th and 15th of each month after you opt in.
  • You stay in controlCredit reporting is optional. Turn it on at signup whenever you are ready.

One membership. Everything included.

Super+ unlocks the card, the cash back, the credit tools, and the protection.

Super+ membership
$15/ month

Cancel anytime. No long-term commitment.

  • Access to apply for the Super.com Card, no credit check
  • Reporting to Experian, TransUnion, and Equifax
  • 1% to 10% cash back that never expires
  • Rent reporting for up to 24 months of history
  • In-app credit score tracking
  • Cash advances up to $200, no interest
Get started

Membership billed monthly. Card issued by a partner bank under a Mastercard license.

Questions, answered.

No. Applying for the Super.com Card does not require a credit check, so checking your eligibility will not affect your score.

The card reports your activity to all three major bureaus each month. Building credit takes time and depends on your full profile, so results vary from person to person.

No. Your limit equals the money in your linked account, so you can only spend what you have. There is no balance to carry and no interest to pay.

Reporting begins after you opt in, and activity is sent to the bureaus between the 10th and 15th of each month.

Your deposit is FDIC-insured through a partner bank, you get $0 fraud liability, and you can lock your card in the app at any time.

No, it is optional. You choose to opt in at signup, and you stay in control of your reporting.

Start building credit with the money you already spend.

Join Super+ and put your everyday purchases to work.

Get started

No credit check to apply. Cancel your membership anytime.